AiMi Financing by Chailease Berjaya

Easy to own your favorite devices even without a credit card.

How It Works?

Easy Payment
Instalment up to 48 months*.

Where to apply?
In-store & Online.

Simple Application
Present IC and payslip.

Step 1 – Fill

Fill in your information and complete the application form.

Apply now

Step 2 – Assessment

Chailease performs verification and credit assessment.

Step 3 – Approval

Applicants will receive notification once the application is approved.

Step 4 – Visit

Successful applicants visit store to sign agreement and pick-up purchased item.

View Pricing of the Devices

Model Capacity 12 mo. 24 mo. 36 mo. 48 mo.
iPhone 16 Pro Max 256GB RM508 RM287 RM213 RM177
iPhone 16 Pro Max 512GB RM604 RM341 RM254 RM210
iPhone 16 Pro Max 1TB RM699 RM395 RM294 RM243
iPhone 16 Pro 128GB RM412 RM233 RM173 RM143
iPhone 16 Pro 256GB RM460 RM260 RM193 RM160
iPhone 16 Pro 512GB RM556 RM314 RM234 RM193
iPhone 16 Pro 1TB RM652 RM368 RM274 RM227
iPhone 16 Plus 128GB RM383 RM217 RM161 RM133
iPhone 16 Plus 256GB RM431 RM244 RM181 RM150
iPhone 16 Plus 512GB RM527 RM298 RM221 RM183
iPhone 16 128GB RM335 RM190 RM141 RM117
iPhone 16 256GB RM383 RM217 RM161 RM133
iPhone 16 512GB RM479 RM271 RM201 RM167
iPhone 16e 128GB RM287 RM162 RM121 RM100
iPhone 16e 256GB RM335 RM190 RM141 RM117
iPhone 16e 512GB RM431 RM244 RM181 RM150
iPhone 15 128GB RM259 RM146 RM109 -
iPhone 15 256GB RM307 RM173 RM129 RM107
iPhone 15 512GB RM402 RM227 RM169 RM140
iPhone 14 128GB RM220 RM125 - -
iPhone 14 256GB RM268 RM152 RM113 -
iPhone 13 128GB RM192 RM108 - -
Model Size 12 mo. 24 mo. 36 mo. 48 mo.
Apple Watch Ultra 2, GPS + Cellular 49mm RM364 RM206 RM153 RM127
Apple Watch Ultra 2, GPS + Cellular, Milanese Loop 49mm RM412 RM233 RM173 RM143
Apple Watch Series 10, GPS | Aluminium Case 42mm RM134 - - -
Apple Watch Series 10, GPS | Aluminium Case 46mm RM148 - - -
Apple Watch Series 10, GPS + Cellular | Aluminium Case 42mm RM220 RM125 - -
Apple Watch Series 10, GPS + Cellular | Aluminium Case 46mm RM235 RM133 - -
Apple Watch Series 10, GPS + Cellular | Titanium Case, Sport Band 42mm RM316 RM179 RM133 RM110
Apple Watch Series 10, GPS + Cellular | Titanium Case, Sport Band 46mm RM340 RM192 RM143 RM118
Apple Watch Series 10, GPS + Cellular | Titanium Case, Milanese Loop 42mm RM340 RM192 RM143 RM118
Apple Watch Series 10, GPS + Cellular | Titanium Case, Milanese Loop 46mm RM364 RM206 RM153 RM127
Apple Watch SE, GPS | Aluminium Case 40mm - - - -
Apple Watch SE, GPS | Aluminium Case 44mm - - - -
Apple Watch SE, GPS + Cellular | Aluminium Case 40mm RM105 - - -
Apple Watch SE, GPS + Cellular | Aluminium Case 44mm RM120 - - -
Model 12 mo. 24 mo. 36 mo. 48 mo.
MacBook Air 13-inch (M4 chip with 10-core CPU and 8-core GPU, 16GB, 256GB SSD) RM431 RM244 RM181 RM150
MacBook Air 13-inch (M4 chip with 10-core CPU and 10-core GPU, 16GB, 512GB SSD) RM513 RM290 RM215 RM178
MacBook Air 13-inch (M4 chip with 10-core CPU and 10-core GPU, 24GB, 512GB SSD) RM594 RM336 RM250 RM207
MacBook Air 15-inch (M4 chip with 10-core CPU and 10-core GPU, 16GB, 256GB SSD) RM527 RM298 RM221 RM183
MacBook Air 15-inch (M4 chip with 10-core CPU and 10-core GPU, 16GB, 512GB SSD) RM608 RM344 RM256 RM212
MacBook Air 15-inch (M4 chip with 10-core CPU and 10-core GPU, 24GB, 512GB SSD) RM690 RM390 RM290 RM240
MacBook Pro 14-inch (M4 chip, 16GB, 512GB SSD) RM671 RM379 RM282 RM233
MacBook Pro 14-inch (M4 chip, 16GB, 1TB SSD) RM752 RM425 RM316 RM262
MacBook Pro 14-inch (M4 chip, 24GB, 1TB SSD) RM834 RM471 RM350 RM290
MacBook Pro 14-inch (M4 Pro chip, 24GB, 512GB SSD) RM814 RM460 RM342 RM283
MacBook Pro 14-inch (M4 Pro chip, 24GB, 1TB SSD) RM1,006 RM569 RM423 RM350
MacBook Pro 14-inch (M4 Max chip, 36GB, 1TB SSD) RM1,342 RM758 RM564 RM467
MacBook Pro 16-inch (M4 Pro chip, 24GB, 512GB SSD) RM1,054 RM596 RM443 RM367
MacBook Pro 16-inch (M4 Pro chip, 48GB, 512GB SSD) RM1,217 RM688 RM511 RM423
MacBook Pro 16-inch (M4 Max chip, 36GB, 1TB SSD) RM1,466 RM829 RM616 RM510
MacBook Pro 16-inch (M4 Max chip, 48GB, 1TB SSD) RM1,677 RM948 RM705 RM583
Mac mini (M4 chip, 16GB, 256GB SSD) RM239 RM135 RM101 -
Mac mini (M4 chip, 16GB, 512GB SSD) RM321 RM181 RM135 RM112
Mac mini (M4 chip, 24GB, 512GB SSD) RM402 RM227 RM169 RM140
Mac mini (M4 Pro chip, 24GB, 512GB SSD) RM575 RM325 RM242 RM200
iMac 24-inch, Standard Glass (M4 chip, Two ports, 16GB, 256GB SSD) RM556 RM314 RM234 RM193
iMac 24-inch, Standard Glass (M4 chip, Four ports, 16GB, 256GB SSD) RM642 RM363 RM270 RM223
iMac 24-inch, Standard Glass (M4 chip, Four ports, 16GB, 512GB SSD) RM723 RM409 RM304 RM252
iMac 24-inch, Standard Glass (M4 chip, Four ports, 24GB, 512GB SSD) RM805 RM455 RM338 RM280
iMac 24-inch, Nano-Texture Glass (M4 chip, Four ports, 16GB, 256GB SSD) RM723 RM409 RM304 RM252
Mac Studio (M4 Max chip, 36GB, 512GB SSD) RM862 RM487 RM362 RM300
Mac Studio (M3 Ultra chip, 96GB, 1TB SSD) RM1,725 RM975 RM725 RM600
Model Capacity 12 mo. 24 mo. 36 mo. 48 mo.
iPad 11-inch (A16, 2025), Wi-Fi 128GB RM134 - - -
iPad 11-inch (A16, 2025), Wi-Fi 256GB RM172 - - -
iPad 11-inch (A16, 2025), Wi-Fi 512GB RM259 RM146 RM109 -
iPad 11-inch (A16, 2025), Wi-Fi + Cellular 128GB RM201 RM114 - -
iPad 11-inch (A16, 2025), Wi-Fi + Cellular 256GB RM239 RM135 RM101 -
iPad 11-inch (A16, 2025), Wi-Fi + Cellular 512GB RM326 RM184 RM137 RM113
iPad Air 11-inch (M3, 2025), Wi-Fi 128GB RM268 RM152 RM113 -
iPad Air 11-inch (M3, 2025), Wi-Fi 256GB RM307 RM173 RM129 RM107
iPad Air 11-inch (M3, 2025), Wi-Fi 512GB RM393 RM222 RM165 RM137
iPad Air 11-inch (M3, 2025), Wi-Fi 1TB RM479 RM271 RM201 RM167
iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular 128GB RM335 RM190 RM141 RM117
iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular 256GB RM374 RM211 RM157 RM130
iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular 512GB RM460 RM260 RM193 RM160
iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular 1TB RM546 RM309 RM230 RM190
iPad Air 13-inch (M3, 2025), Wi-Fi 128GB RM354 RM200 RM149 RM123
iPad Air 13-inch (M3, 2025), Wi-Fi 256GB RM393 RM222 RM165 RM137
iPad Air 13-inch (M3, 2025), Wi-Fi 512GB RM479 RM271 RM201 RM167
iPad Air 13-inch (M3, 2025), Wi-Fi 1TB RM565 RM320 RM238 RM197
iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular 128GB RM422 RM238 RM177 RM147
iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular 256GB RM460 RM260 RM193 RM160
iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular 512GB RM546 RM309 RM230 RM190
iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular 1TB RM632 RM357 RM266 RM220
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi 128GB RM182 RM103 - -
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi 256GB RM220 RM125 - -
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi 512GB RM307 RM173 RM129 RM107
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular 128GB RM249 RM141 RM105 -
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular 256GB RM287 RM162 RM121 RM100
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular 512GB RM374 RM211 RM157 RM130
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 256GB RM422 RM238 RM177 RM147
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 512GB RM508 RM287 RM213 RM177
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 1TB RM680 RM385 RM286 RM237
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 2TB RM853 RM482 RM358 RM297
iPad Pro 11-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 1TB RM719 RM406 RM302 RM250
iPad Pro 11-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 2TB RM891 RM504 RM375 RM310
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 256GB RM508 RM287 RM213 RM177
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 512GB RM594 RM336 RM250 RM207
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 1TB RM767 RM433 RM322 RM267
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 2TB RM939 RM531 RM395 RM327
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 1TB RM805 RM455 RM338 RM280
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 2TB RM977 RM552 RM411 RM340
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 256GB RM527 RM298 RM221 RM183
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 512GB RM613 RM347 RM258 RM213
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 1TB RM786 RM444 RM330 RM273
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 2TB RM958 RM542 RM403 RM333
iPad Pro 13-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 1TB RM824 RM466 RM346 RM287
iPad Pro 13-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 2TB RM997 RM563 RM419 RM347
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 256GB RM613 RM347 RM258 RM213
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 512GB RM699 RM395 RM294 RM243
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 1TB RM872 RM493 RM366 RM303
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 2TB RM1,044 RM590 RM439 RM363
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 1TB RM910 RM515 RM383 RM317
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 2TB RM1,083 RM612 RM455 RM377
Devices

Price & Duration

Samsung Galaxy S24 Ultra 5G

12GB + 1TB

RM 748 for 12 Months

RM 423 for 24 Months

RM 315 for 36 Months

Samsung Galaxy S24 Ultra 5G

12GB + 256GB

RM 652 for 12 Months

RM 369 for 24 Months

RM 274 for 36 Months

Samsung Galaxy S24 Ultra 5G

12GB + 256GB

RM 604 for 12 Months

RM 342 for 24 Months

RM 254 for 36 Months

Samsung Galaxy S24+ 5G

12GB + 512GB

RM 518 for 12 Months

RM 293 for 24 Months

RM 218 for 36 Months

Samsung Galaxy S24+ 5G

12GB + 256GB

RM 470 for 12 Months

RM 266 for 24 Months

RM 198 for 36 Months

Samsung Galaxy S24 5G

8GB + 512GB

RM 441 for 12 Months

RM 250 for 24 Months

RM 186 for 36 Months

Samsung Galaxy S24 5G

8GB + 256GB

RM 393 for 12 Months

RM 222 for 24 Months

RM 166 for 36 Months

Samsung Galaxy Tab S9 Ultra WiFi

with Keyboard

12GB + 256GB

RM 575 for 12 Months

RM 325 for 24 Months

RM 242 for 36 Months

RM 200 for 48 Months

Samsung Galaxy Tab S9+ WiFi

with Keyboard

12GB + 512GB

RM 499 for 12 Months

RM 282 for 24 Months

RM 210 for 36 Months

RM 174 for 48 Months

Samsung Galaxy Tab S9 WiFi

with Keyboard

12GB + 256GB

RM 374 for 12 Months

RM 212 for 24 Months

RM 158 for 36 Months

RM 130 for 48 Months

Samsung Galaxy Tab S9 FE WiFi

with Keyboard

8GB + 256GB

RM 202 for 12 Months

RM 114 for 24 Months

RM 85 for 36 Months

RM 70 for 48 Months

Samsung Galaxy Tab S9 Ultra WiFi

with Keyboard

6GB + 128GB

RM 173 for 12 Months

RM 98 for 24 Months

RM 73 for 36 Months

RM 60 for 48 Months

Samsung Galaxy Watch6 Classic

Bluetooth | 47mm

RM 144 for 12 Months

RM 82 for 24 Months

RM 61 for 36 Months

RM 50 for 48 Months
Devices

Price & Duration

Google Pixel 9

12GB + 128GB

RM 384 for 12 Months

RM 217 for 24 Months

RM 162 for 36 Months

Google Pixel 9

12GB + 256GB

RM 432 for 12 Months

RM 244 for 24 Months

RM 182 for 36 Months

Google Pixel 9 Pro XL

12GB + 128GB

RM 547 for 12 Months

RM 309 for 24 Months

RM 230 for 36 Months

Google Pixel 9 Pro XL

256GB + 128GB

RM 595 for 12 Months

RM 336 for 24 Months

RM 250 for 36 Months

Google Pixel 9 Pro XL

12GB + 512GB

RM 652 for 12 Months

RM 369 for 24 Months

RM 274 for 36 Months

Google Pixel 9 Pro XL

12GB + 1TB

RM 767 for 12 Months

RM 434 for 24 Months

RM 323 for 36 Months

Frequently Asked Questions

What is Chailease?

Chailease is a Paylater program which allows anyone to own a new device with low monthly commitment.

What are the tenure options available?

Applicants are able to have repayment loan up to 48 months.

Can I apply for multiple device(s) under this program?

One applicant is eligible to apply for one (1) device only under Chailease Paylater

Who is eligible to sign up for this program?

Students:

  • Malaysian Citizen (Working In Malaysia Only)
  • Between the age of 18 to 65 years
  • Salaried Employee
  • Working 6 months above with current employer
  • Net Salary RM 1,500 above

What are the supporting documents required for this program?

Students - Max limit up to RM4,000 :-

  • A copy of Identity Card (Front & Back).
  • Latest payslip (One Month only).

Will I need a guarantor or collateral for this plan?

No guarantor or collateral is required.

How long does it take to process the application?

Once submitted, you will receive Merchant contact within 1 to 2 working days.

Is there any payment upon application of this program?

There will no payment upon application. Applicant only need to pay RM110 for processing fees upon approval of Chailease Paylater.

How do I make my monthly repayment?

Applicant can make repayment in two (2) available options -

  • Auto-Debit from applicant’s bank account
  • Pay manually via our apps “JOMAUTO”. For more information, please contact our customer service officer at 03-7666 0888 or general@chailease.com.my.

What happens if I make payment after my due date?

It is advisable for Applicant to make payment before/on due date. Late payment charges will be imposed if the payment is made after due date. Please contact our customer service officer at 03-7666 0888 or general@chailease.com.my for more information.

Can I make monthly payment via online banking?

Yes. The monthly payment can be made via online banking. Applicant can obtain the details from our apps “ JOMAUTO“ or Applicant may contact our customer service officer at 03-7666 0888 or general@chailease.com.my

Does this program require every applicant to apply auto-debit?

Yes. All Applicants are required to apply auto-debit before collecting their devices.

Will my personal information be kept confidential?

Yes. Chailease Berjaya Credit strictly complies with Personal Data Protection Act 2010 (PDPA)

Will there be any rebate for early settlement?

Yes. For more information, kindly contact our customer service hotline at 03-7666 0888 or email to general@chailease.com.my

Can I terminate my contract after signing up or during the contract period?

Early termination is allowed. For more information, kindly contact our customer service hotline 03-7666 0888 or email to general@chailease.com.my

When will I get the device?

You can collect the device in the Urban Republic outlet on the spot upon completion of agreement signing.

Where can I check my contract details?

You will receive your contract via postage within 1 month after collecting the device. All the terms and conditions of the Program are stated in the contract.

What should I do if the Device is faulty?

You are required to check the device upon collecting to ensure there's no defects of the device . Please notify the staff and request for replacement if there's defect of the device. You shall be responsible throughout the contract duration and continue paying the monthly instalment until the end of the contract once the phone is collected.

What happens if my device got lost or stolen?

This program does not come with lost and stolen protection; hence you will need to continue paying until the end of the contract.

What happens if my device got broken beyond repair?

This program does not come with device protection; hence you will need to continue paying until the end of the contract.