AEON Credit Service

Flexi Payment Plan

Apply and Buy your dream device via Flexible Monthly Instalments

  • Flexible & Low Repayment Tenure

    Up to 36 monthly repayments from as low as RM48*

  • Low Interest Rate

    Special interest rate as low as 1% per month

  • Easy Payment

    No credit card & deposit needed.

Choose Your Favourite Devices.

Click on individual devices to see the price list.

Devices

Price & Duration

Samsung Galaxy S24 5G

8 + 256GB

RM 393 for 12 Months

RM 223 for 24 Months

RM 166 for 36 Months

Samsung Galaxy S24 5G

8GB + 512GB

RM 441 for 12 Months

RM 250 for 24 Months

RM 186 for 36 Months

Samsung Galaxy S24+ 5G

12 + 256GB

RM 470 for 12 Months

RM 266 for 24 Months

RM 198 for 36 Months

Samsung Galaxy S24+ 5G

12 + 512GB

RM 518 for 12 Months

RM 293 for 24 Months

RM 218 for 36 Months

Samsung Galaxy S24 Ultra 5G

12 + 256GB

RM 604 for 12 Months

RM 342 for 24 Months

RM 254 for 36 Months

Samsung Galaxy S24 Ultra 5G

12 + 512GB

RM 652 for 12 Months

RM 369 for 24 Months

RM 274 for 36 Months

Samsung Galaxy S24 Ultra 5G

12GB + 1TB

RM 748 for 12 Months

RM 423 for 24 Months

RM 315 for 36 Months

Huawei Mate 50 (Silver & Black)

8 + 256GB

RM 316 for 12 Months

RM 179 for 24 Months

HUAWEI Mate 50 Pro (Silver & Black)

8 + 256GB

RM 354 for 12 Months

RM 200 for 24 Months

RM 149 for 36 Months

HUAWEI Mate 50 Pro Kunlun Version

8 + 512GB

RM 412 for 12 Months

RM 233 for 24 Months

RM 173 for 36 Months

HONOR Magic 5

12GB + 256GB

RM 335 for 12 Months

RM 190 for 24 Months

HONOR Magic 5 Pro

12GB + 512GB

RM 412 for 12 Months

RM 233 for 24 Months

RM 173 for 36 Months

HONOR 200 5G

12GB + 256GB

RM 182 for 12 Months

RM 103 for 24 Months

HONOR 200 5G

12GB + 512GB

RM 211 for 12 Months

RM 120 for 24 Months

HONOR 200 Pro 5G

16GB + 512GB

RM 259 for 12 Months

RM 147 for 24 Months

Vivo V30e 5G

8GB + 256GB

RM 135 for 12 Months

RM 76 for 24 Months

Vivo V30 5G

12GB + 512GB

RM 192 for 12 Months

RM 109 for 24 Months

Vivo V30 Pro 5G

12GB + 512GB

RM 250 for 12 Months

RM 141 for 24 Months

Oppo Find N2 Flip

8GB + 256GB

RM 422 for 12 Months

RM 239 for 24 Months

RM 178 for 36 Months

Oppo Find N2 Flip

8GB + 256GB

RM 384 for 12 Months

RM 217 for 24 Months

Oppo Reno 11F 5G

8GB + 256GB

RM 125 for 12 Months

RM 71 for 24 Months

Oppo Reno 11 5G

12GB + 256GB

RM 173 for 12 Months

RM 98 for 24 Months

Oppo Reno 11 Pro 5G

12GB + 512GB

RM 240 for 12 Months

RM 136 for 24 Months

Oppo Reno A98

8GB + 256GB

RM 124 for 12 Months

RM 70 for 24 Months

Xiaomi 13

12GB + 256GB

RM 336 for 12 Months

RM 190 for 24 Months

Xiaomi 13 Pro

12GB + 256GB

RM 441 for 12 Months

RM 250 for 24 Months

RM 186 for 36 Months

Xiaomi 13T

12GB + 256GB

RM 250 for 12 Months

RM 141 for 24 Months
Model 12 mo. 24 mo. 36 mo.
iPhone 16e 128GB RM283 RM158 -
iPhone 16e 256GB RM330 RM184 -
iPhone 16e 512GB RM424 RM237 RM174
iPhone 16 128GB RM330 RM184 -
iPhone 16 256GB RM377 RM211 -
iPhone 16 512GB RM472 RM263 RM194
iPhone 16 Plus 128GB RM377 RM211 -
iPhone 16 Plus 256GB RM424 RM237 RM174
iPhone 16 Plus 512GB RM519 RM290 RM213
iPhone 16 Pro 128GB RM406 RM226 RM167
iPhone 16 Pro 256GB RM453 RM253 RM186
iPhone 16 Pro 512GB RM547 RM305 RM225
iPhone 16 Pro 1TB RM641 RM358 RM264
iPhone 16 Pro Max 256GB RM500 RM279 RM205
iPhone 16 Pro Max 512GB RM594 RM332 RM244
iPhone 16 Pro Max 1TB RM689 RM384 RM283
iPhone 15 128GB RM330 RM184 -
iPhone 15 256GB RM302 RM168 -
iPhone 15 512GB RM396 RM221 RM163
iPhone 15 Plus 128GB RM377 RM211 -
iPhone 15 Plus 256GB RM424 RM237 RM174
iPhone 15 Plus 512GB RM519 RM290 RM213
iPhone 14 128GB RM217 RM121 -
iPhone 14 256GB RM264 RM147 -
iPhone 13 128GB RM189 RM105 -
Model Size 12 mo. 24 mo. 36 mo. 48 mo.
Apple Watch Ultra 2, GPS + Cellular 49mm RM364 RM206 RM153 RM127
Apple Watch Ultra 2, GPS + Cellular, Milanese Loop 49mm RM412 RM233 RM173 RM143
Apple Watch Series 10, GPS | Aluminium Case 42mm RM172 RM97 RM72 -
Apple Watch Series 10, GPS + Cellular | Aluminium Case 42mm RM220 RM125 RM93 -
Apple Watch Series 10, GPS + Cellular | Titanium Case, Sport Band 42mm RM316 RM179 RM133 RM110
Apple Watch Series 10, GPS + Cellular | Titanium Case, Milanese Loop 46mm RM340 RM192 RM143 RM118
Apple Watch Series 10, GPS | Aluminium Case 46mm RM187 RM106 RM79 -
Apple Watch Series 10, GPS + Cellular | Aluminium Case 46mm RM235 RM133 RM99 -
Apple Watch Series 10, GPS + Cellular | Titanium Case, Sport Band 46mm RM340 RM192 RM143 RM118
Apple Watch Series 10, GPS + Cellular | Titanium Case, Milanese Loop 46mm RM364 RM206 RM153 RM127
Apple Watch SE, GPS | Aluminium Case 40mm RM96 RM54 RM40 -
Apple Watch SE, GPS + Cellular | Aluminium Case 40mm RM120 RM68 RM50 -
Apple Watch SE, GPS | Aluminium Case 44mm RM110 RM62 RM46 -
Apple Watch SE, GPS + Cellular | Aluminium Case 44mm RM134 RM76 RM56 -
Model 12 mo. 24 mo. 36 mo. 48 mo.
Mac mini (M4 chip, 16GB, 256GB SSD) RM239 RM135 RM101 -
Mac mini (M4 chip, 16GB, 512GB SSD) RM321 RM181 RM135 RM112
Mac mini (M4 chip, 24GB, 512GB SSD) RM402 RM227 RM169 RM140
Mac mini (M4 Pro chip, 24GB, 512GB SSD) RM560 RM310 RM227 RM185
iMac 24-inch, Standard Glass (M4 chip, Two ports, 16GB, 256GB SSD) RM541 RM300 RM219 RM179
iMac 24-inch, Standard Glass (M4 chip, Four ports, 16GB, 256GB SSD) RM625 RM346 RM253 RM207
iMac 24-inch, Standard Glass (M4 chip, Four ports, 16GB, 512GB SSD) RM705 RM390 RM285 RM233
iMac 24-inch, Standard Glass (M4 chip, Four ports, 24GB, 512GB SSD) RM784 RM434 RM317 RM259
iMac 24-inch, Nano-Texture Glass (M4 chip, Four ports, 16GB, 256GB SSD) RM705 RM390 RM285 RM233
MacBook Air 13-inch (M1 chip, 256GB SSD) RM287 RM162 RM121 RM100
MacBook Air 13-inch (M2 chip, 16GB, 256GB SSD) RM350 RM198 RM147 RM122
MacBook Pro 14-inch (M4 chip, 16GB, 512GB SSD) RM653 RM362 RM264 RM216
MacBook Pro 14-inch (M4 chip, 16GB, 1TB SSD) RM733 RM406 RM297 RM242
MacBook Pro 14-inch (M4 chip, 24GB, 1TB SSD) RM812 RM449 RM329 RM268
MacBook Pro 14-inch (M4 Max chip, 36GB, 1TB SSD) RM1,307 RM723 RM529 RM432
MacBook Pro 14-inch (M4 Pro chip, 24GB, 512GB SSD) RM793 RM439 RM321 RM262
MacBook Pro 14-inch (M4 Pro chip, 24GB, 1TB SSD) RM980 RM542 RM397 RM324
MacBook Pro 16-inch (M4 Pro chip, 24GB, 512GB SSD) RM1,027 RM568 RM416 RM339
MacBook Pro 16-inch (M4 Pro chip, 48GB, 512GB SSD) RM1,185 RM656 RM480 RM392
MacBook Pro 16-inch (M4 Max chip, 36GB, 1TB SSD) RM1,428 RM790 RM578 RM472
MacBook Pro 16-inch (M4 Max chip, 48GB, 1TB SSD) RM1,633 RM904 RM661 RM540
Model Capacity 12 mo. 24 mo. 36 mo. 48 mo.
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi 128GB RM211 RM119 RM89 -
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi 256GB RM249 RM141 RM105 -
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi 512GB RM335 RM190 RM141 RM117
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular 128GB RM278 RM157 RM117 -
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular 256GB RM316 RM179 RM133 RM110
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular 512GB RM402 RM227 RM169 RM140
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 256GB RM460 RM260 RM193 RM160
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 512GB RM532 RM294 RM215 RM176
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 1TB RM700 RM387 RM283 RM231
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 2TB RM868 RM480 RM351 RM287
iPad Pro 11-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 1TB RM737 RM408 RM298 RM244
iPad Pro 11-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 2TB RM905 RM501 RM366 RM299
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 256GB RM532 RM294 RM215 RM176
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 512GB RM616 RM341 RM249 RM203
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 1TB RM784 RM434 RM317 RM259
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 2TB RM952 RM527 RM385 RM314
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 1TB RM821 RM455 RM332 RM271
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 2TB RM989 RM548 RM400 RM327
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 256GB RM560 RM310 RM227 RM185
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 512GB RM644 RM356 RM261 RM213
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 1TB RM812 RM449 RM329 RM268
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 2TB RM980 RM542 RM397 RM324
iPad Pro 13-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 1TB RM849 RM470 RM344 RM281
iPad Pro 13-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 2TB RM1,017 RM563 RM412 RM336
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 256GB RM644 RM356 RM261 RM213
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 512GB RM728 RM403 RM295 RM240
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 1TB RM896 RM496 RM363 RM296
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 2TB RM1,064 RM589 RM431 RM351
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 1TB RM933 RM517 RM378 RM308
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 2TB RM1,101 RM610 RM446 RM364
iPad 11-inch (A16, 2025), Wi-Fi 128GB RM153 RM87 RM64 -
iPad 11-inch (A16, 2025), Wi-Fi 256GB RM192 RM108 RM81 -
iPad 11-inch (A16, 2025), Wi-Fi 512GB RM278 RM157 RM117 -
iPad 11-inch (A16, 2025), Wi-Fi + Cellular 128GB RM220 RM125 RM93 -
iPad 11-inch (A16, 2025), Wi-Fi + Cellular 256GB RM259 RM146 RM109 -
iPad 11-inch (A16, 2025), Wi-Fi + Cellular 512GB RM345 RM195 RM145 RM120
iPad Air 11-inch (M3, 2025), Wi-Fi 128GB RM268 RM152 RM113 -
iPad Air 11-inch (M3, 2025), Wi-Fi 256GB RM307 RM173 RM129 RM107
iPad Air 11-inch (M3, 2025), Wi-Fi 512GB RM393 RM222 RM165 RM137
iPad Air 11-inch (M3, 2025), Wi-Fi 1TB RM479 RM271 RM201 RM167
iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular 128GB RM335 RM190 RM141 RM117
iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular 256GB RM374 RM211 RM157 RM130
iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular 512GB RM460 RM260 RM193 RM160
iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular 1TB RM532 RM294 RM215 RM176
iPad Air 13-inch (M3, 2025), Wi-Fi 128GB RM354 RM200 RM149 RM123
iPad Air 13-inch (M3, 2025), Wi-Fi 256GB RM393 RM222 RM165 RM137
iPad Air 13-inch (M3, 2025), Wi-Fi 512GB RM479 RM271 RM201 RM167
iPad Air 13-inch (M3, 2025), Wi-Fi 1TB RM551 RM305 RM223 RM182
iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular 128GB RM422 RM238 RM177 RM147
iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular 256GB RM460 RM260 RM193 RM160
iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular 512GB RM532 RM294 RM215 RM176
iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular 1TB RM616 RM341 RM249 RM203

Applicants' Requirements

Individual:

  1. Malaysian citizen aged 18 years to 65 years old.
  2. Applicants should be employed for at least 6 months in current employment.
  3. Minimum monthly gross salary: RM1000.00.
  4. Office telephone number and HP / home telephone number is compulsory.
  5. One contactable referee.
  6. Applicant must be contactable.
  7. No records of blacklist, CCRIS or CTOS.

Self-Employed:

  1. Malaysian citizen aged 18 years to 65 years old.
  2. Self-employed applicants' current employment must be at least 1 year.
  3. Minimum monthly net pay: RM1000.00.
  4. Providing office telephone and HP / home telephone number is compulsory.
  5. One contactable referee.
  6. Applicant must be contactable.
  7. No records of blacklist, CCRIS or CTOS.

Valid Email Address and Mobile Number is compulsory. Terms and conditions apply

Documents Needed

Individual:

  1. One photocopy of I/C (front and back).
  2. Latest photocopy 3 months proof of income or EPF statement.
  3. Latest photocopy 3 months proof of salary account bank statement.
  4. Bank proof (Applicant's Personal Savings Account for Auto Debit purpose).

Self-Employed:

  1. Business Registration Form.
  2. Photocopy I/C of proprietor/partners/directors (front and back).
  3. Latest 3 months company bank statement.
  4. Bank proof (Applicant's Personal Savings Account for Auto Debit purpose).

No applicants with past records of blacklist, CCRIS or CTOS. Terms and conditions apply

  • Step 1

    Chat with our customer service team HERE and ask about AEON Credit Service.

  • Step 2

    Ready needed documents and provide them to our customer service team.

  • Step 3

    You will be notified via email and SMS upon approval.

  • Step 4

    Visit Urban Republic to sign agreement and collect device!

Frequently Asked Questions

What is flexi-payment ?

It is a payment option that enable customer to apply and purchase the products and pay via flexible monthly instalments.

What products does the scheme finance?

The scheme finances consumer products ranging from Smartphone, Computers, Tablets, Smart Watch, Accessories and etc.

Do I need to provide any guarantor?

No.

Will my personal information be kept confidential?

Yes. AEON Credit strictly complies with the Personal Data Protection Act 2010 (PDPA) and ISO 27001:2005 Information Security Management System.

If I make an early settlement on my loan, will I enjoy an interest rebate?

Yes. For more information, please contact customer service centre at 03-2719-9999.

Any fee do I need to pay during collection of product?

There will be a fixed Agreement fee of RM47 + Stamping fee (0.5% from total finance amount, ex: RM10, RM15, RM20, RM25, RM30, RM35, RM40, RM45, RM50 & etc) impose to every customer for every approved case to be pay to outlet during signing and collection of product.

How do I make my monthly payments?

Payment can be made via monthly deduction by Autodebit (Maybank, BSN, CIMB Bank, Public Bank, RHB, Ambank Group, Ambank, Alliance Bank, Bank Muamalat, Standard Chartered).

Why should I buy my dream device from Urban Republic?

We are the largest Apple Premium Reseller in Malaysia and the products sold by Urban Republic are all genuine products, follow RRP set by Apple Malaysia.