AEON Credit Service

Flexi Payment Plan

Apply and Buy your dream device via Flexible Monthly Instalments

  • Flexible & Low Repayment Tenure

    Up to 36 monthly repayments from as low as RM48*

  • Low Interest Rate

    Special interest rate as low as 1% per month

  • Easy Payment

    No credit card & deposit needed.

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Choose Your Favourite Devices.

Click on individual devices to see the price list.

Devices

Price & Duration

Samsung Galaxy S24 5G

8 + 256GB

RM 393 for 12 Months

RM 223 for 24 Months

RM 166 for 36 Months

Samsung Galaxy S24 5G

8GB + 512GB

RM 441 for 12 Months

RM 250 for 24 Months

RM 186 for 36 Months

Samsung Galaxy S24+ 5G

12 + 256GB

RM 470 for 12 Months

RM 266 for 24 Months

RM 198 for 36 Months

Samsung Galaxy S24+ 5G

12 + 512GB

RM 518 for 12 Months

RM 293 for 24 Months

RM 218 for 36 Months

Samsung Galaxy S24 Ultra 5G

12 + 256GB

RM 604 for 12 Months

RM 342 for 24 Months

RM 254 for 36 Months

Samsung Galaxy S24 Ultra 5G

12 + 512GB

RM 652 for 12 Months

RM 369 for 24 Months

RM 274 for 36 Months

Samsung Galaxy S24 Ultra 5G

12GB + 1TB

RM 748 for 12 Months

RM 423 for 24 Months

RM 315 for 36 Months

Huawei Mate 50 (Silver & Black)

8 + 256GB

RM 316 for 12 Months

RM 179 for 24 Months

HUAWEI Mate 50 Pro (Silver & Black)

8 + 256GB

RM 354 for 12 Months

RM 200 for 24 Months

RM 149 for 36 Months

HUAWEI Mate 50 Pro Kunlun Version

8 + 512GB

RM 412 for 12 Months

RM 233 for 24 Months

RM 173 for 36 Months

HONOR Magic 5

12GB + 256GB

RM 335 for 12 Months

RM 190 for 24 Months

HONOR Magic 5 Pro

12GB + 512GB

RM 412 for 12 Months

RM 233 for 24 Months

RM 173 for 36 Months

HONOR 200 5G

12GB + 256GB

RM 182 for 12 Months

RM 103 for 24 Months

HONOR 200 5G

12GB + 512GB

RM 211 for 12 Months

RM 120 for 24 Months

HONOR 200 Pro 5G

16GB + 512GB

RM 259 for 12 Months

RM 147 for 24 Months

Vivo V30e 5G

8GB + 256GB

RM 135 for 12 Months

RM 76 for 24 Months

Vivo V30 5G

12GB + 512GB

RM 192 for 12 Months

RM 109 for 24 Months

Vivo V30 Pro 5G

12GB + 512GB

RM 250 for 12 Months

RM 141 for 24 Months

Oppo Find N2 Flip

8GB + 256GB

RM 422 for 12 Months

RM 239 for 24 Months

RM 178 for 36 Months

Oppo Find N2 Flip

8GB + 256GB

RM 384 for 12 Months

RM 217 for 24 Months

Oppo Reno 11F 5G

8GB + 256GB

RM 125 for 12 Months

RM 71 for 24 Months

Oppo Reno 11 5G

12GB + 256GB

RM 173 for 12 Months

RM 98 for 24 Months

Oppo Reno 11 Pro 5G

12GB + 512GB

RM 240 for 12 Months

RM 136 for 24 Months

Oppo Reno A98

8GB + 256GB

RM 124 for 12 Months

RM 70 for 24 Months

Xiaomi 13

12GB + 256GB

RM 336 for 12 Months

RM 190 for 24 Months

Xiaomi 13 Pro

12GB + 256GB

RM 441 for 12 Months

RM 250 for 24 Months

RM 186 for 36 Months

Xiaomi 13T

12GB + 256GB

RM 250 for 12 Months

RM 141 for 24 Months

Model 12 mo. 24 mo. 36 mo.
iPhone 16 128GB RM383 RM217 -
iPhone 16 256GB RM431 RM244 RM181
iPhone 16 512GB RM519 RM290 RM213
iPhone 16 Plus 128GB RM431 RM244 RM181
iPhone 16 Plus 256GB RM479 RM271 RM201
iPhone 16 Plus 512GB RM566 RM316 RM233
iPhone 16 Pro 128GB RM479 RM271 RM201
iPhone 16 Pro 256GB RM519 RM290 RM213
iPhone 16 Pro 512GB RM613 RM342 RM252
iPhone 16 Pro 1TB RM707 RM395 RM291
iPhone 16 Pro Max 256GB RM566 RM316 RM233
iPhone 16 Pro Max 512GB RM660 RM369 RM271
iPhone 16 Pro Max 1TB RM755 RM421 RM310
iPhone 15 128GB RM335 RM190 -
iPhone 15 256GB RM383 RM217 -
iPhone 15 512GB RM479 RM271 RM201
iPhone 15 Plus 128GB RM383 RM217 -
iPhone 15 Plus 256GB RM431 RM244 RM181
iPhone 15 Plus 512GB RM519 RM290 RM213
iPhone 15 Pro Max 256GB RM519 RM290 RM213
iPhone 15 Pro Max 512GB RM613 RM342 RM252
iPhone 15 Pro Max 1TB RM707 RM395 RM291
iPhone 14 128GB RM287 RM162 -
iPhone 14 256GB RM335 RM190 -
iPhone 14 512GB RM431 RM244 RM181
iPhone 14 Plus 128GB RM335 RM190 -
iPhone 14 Plus 256GB RM383 RM217 -
iPhone 14 Plus 512GB RM479 RM271 RM201
iPhone 13 128GB RM244 RM138 -
iPhone 13 256GB RM292 RM165 -
iPhone 13 512GB RM388 RM219 RM163
Model Size 12 mo. 24 mo. 36 mo.
Apple Watch Ultra 2, GPS + Cellular 49mm RM364 RM206 RM153
Apple Watch Series 10, GPS | Aluminium Case 42mm RM172 RM97 RM72
Apple Watch Series 10, GPS + Cellular | Aluminium Case 42mm RM220 RM125 RM93
Apple Watch Series 10, GPS | Aluminium Case 46mm RM187 RM106 RM79
Apple Watch Series 10, GPS + Cellular | Aluminium Case 46mm RM235 RM133 RM99
Apple Watch SE, GPS | Aluminium Case 40mm RM96 RM54 -
Apple Watch SE, GPS + Cellular | Aluminium Case 40mm RM120 RM68 RM50
Apple Watch SE, GPS | Aluminium Case 44mm RM110 RM62 -
Apple Watch SE, GPS + Cellular | Aluminium Case 44mm RM134 RM76 RM56
Model 12 mo. 24 mo. 36 mo. 48 mo.
Mac mini (M4 chip, 16GB, 256GB SSD) RM239 RM135 RM101 -
Mac mini (M4 chip, 16GB, 512GB SSD) RM321 RM181 RM135 RM112
Mac mini (M4 chip, 24GB, 512GB SSD) RM402 RM227 RM169 RM140
Mac mini (M4 Pro chip, 24GB, 512GB SSD) RM566 RM316 RM233 RM191
iMac 24-inch (M3 chip, Two ports, 256GB SSD) RM506 RM283 RM208 RM171
iMac 24-inch (M3 chip, Four ports, 256GB SSD) RM591 RM330 RM243 RM200
iMac 24-inch (M3 chip, Four ports, 512GB SSD) RM672 RM375 RM276 RM227
iMac 24-inch, Standard Glass (M4 chip, Two ports, 16GB, 256GB SSD) RM547 RM305 RM225 RM185
iMac 24-inch, Standard Glass (M4 chip, Four ports, 16GB, 256GB SSD) RM632 RM353 RM260 RM213
iMac 24-inch, Standard Glass (M4 chip, Four ports, 16GB, 512GB SSD) RM712 RM398 RM293 RM240
iMac 24-inch, Standard Glass (M4 chip, Four ports, 24GB, 512GB SSD) RM792 RM442 RM326 RM267
iMac 24-inch, Nano-Texture Glass (M4 chip, Four ports, 16GB, 256GB SSD) RM712 RM398 RM293 RM240
MacBook Air 13-inch (M2 chip, 8GB, 256GB SSD) RM431 RM244 RM181 RM150
MacBook Air 13-inch (M3 chip, 16GB, 256GB SSD) RM479 RM271 RM201 RM167
MacBook Air 13-inch (M3 chip, 16GB, 512GB SSD) RM552 RM308 RM227 RM186
MacBook Air 13-inch (M3 chip, 24GB, 512GB SSD) RM632 RM353 RM260 RM213
MacBook Air 15-inch (M3 chip, 16GB, 256GB SSD) RM566 RM316 RM233 RM191
MacBook Air 15-inch (M3 chip, 16GB, 512GB SSD) RM646 RM361 RM266 RM218
MacBook Air 15-inch (M3 chip, 24GB, 512GB SSD) RM726 RM405 RM299 RM245
MacBook Pro 14-inch (M4 chip, 16GB, 512GB SSD) RM660 RM369 RM271 RM223
Model Capacity 12 mo. 24 mo. 36 mo. 48 mo.
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi 128GB RM211 RM119 RM89 -
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi 256GB RM249 RM141 RM105 -
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi 512GB RM335 RM190 RM141 RM117
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular 128GB RM278 RM157 RM117 -
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular 256GB RM316 RM179 RM133 -
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular 512GB RM402 RM227 RM169 RM140
iPad (9th gen, 2021), Wi-Fi 64GB RM153 RM87 RM64 -
iPad (9th gen, 2021), Wi-Fi 256GB RM225 RM127 RM95 -
iPad (9th gen, 2021), Wi-Fi + Cellular 64GB RM216 RM122 RM91 -
iPad (9th gen, 2021), Wi-Fi + Cellular 256GB RM287 RM162 RM121 -
iPad (10th gen, 2022), Wi-Fi 64GB RM144 RM81 RM60 -
iPad (10th gen, 2022), Wi-Fi 256GB RM211 RM119 RM89 -
iPad (10th gen, 2022), Wi-Fi + Cellular 64GB RM211 RM119 RM89 -
iPad (10th gen, 2022), Wi-Fi + Cellular 256GB RM278 RM157 RM117 -
iPad Air 11-inch (M2, 2024), Wi-Fi 128GB RM249 RM141 RM105 -
iPad Air 11-inch (M2, 2024), Wi-Fi 256GB RM287 RM162 RM121 -
iPad Air 11-inch (M2, 2024), Wi-Fi 512GB RM374 RM211 RM157 RM130
iPad Air 11-inch (M2, 2024), Wi-Fi 1TB RM460 RM260 RM193 RM160
iPad Air 11-inch (M2, 2024), Wi-Fi + Cellular 128GB RM316 RM179 RM133 RM110
iPad Air 11-inch (M2, 2024), Wi-Fi + Cellular 256GB RM354 RM200 RM149 RM123
iPad Air 11-inch (M2, 2024), Wi-Fi + Cellular 512GB RM441 RM249 RM185 RM153
iPad Air 11-inch (M2, 2024), Wi-Fi + Cellular 1TB RM519 RM290 RM213 RM175
iPad Air 13-inch (M2, 2024), Wi-Fi 128GB RM335 RM190 RM141 RM117
iPad Air 13-inch (M2, 2024), Wi-Fi 256GB RM374 RM211 RM157 RM130
iPad Air 13-inch (M2, 2024), Wi-Fi 512GB RM460 RM260 RM193 RM160
iPad Air 13-inch (M2, 2024), Wi-Fi 1TB RM538 RM300 RM221 RM181
iPad Air 13-inch (M2, 2024), Wi-Fi + Cellular 128GB RM402 RM227 RM169 RM140
iPad Air 13-inch (M2, 2024), Wi-Fi + Cellular 256GB RM441 RM249 RM185 RM153
iPad Air 13-inch (M2, 2024), Wi-Fi + Cellular 512GB RM519 RM290 RM213 RM175
iPad Air 13-inch (M2, 2024), Wi-Fi + Cellular 1TB RM604 RM337 RM248 RM204
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 256GB RM431 RM244 RM181 RM150
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 512GB RM509 RM284 RM209 RM172
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 1TB RM679 RM379 RM279 RM229
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 2TB RM849 RM474 RM349 RM286
iPad Pro 11-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 1TB RM717 RM400 RM295 RM242
iPad Pro 11-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 2TB RM887 RM495 RM364 RM299
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 256GB RM509 RM284 RM209 RM172
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 512GB RM594 RM332 RM244 RM201
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 1TB RM764 RM427 RM314 RM258
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 2TB RM934 RM521 RM384 RM315
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 1TB RM802 RM448 RM330 RM271
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 2TB RM972 RM542 RM399 RM328
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 256GB RM556 RM311 RM229 RM188
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 512GB RM641 RM358 RM264 RM216
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 1TB RM811 RM453 RM333 RM274
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 2TB RM981 RM548 RM403 RM331
iPad Pro 13-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 1TB RM849 RM474 RM349 RM286
iPad Pro 13-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 2TB RM1,019 RM569 RM419 RM344
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 256GB RM641 RM358 RM264 RM216
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 512GB RM726 RM405 RM299 RM245
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 1TB RM896 RM500 RM368 RM302
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 2TB RM1,066 RM595 RM438 RM360
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 1TB RM934 RM521 RM384 RM315
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 2TB RM1,104 RM616 RM454 RM372

Applicants' Requirements

Individual:

  1. Malaysian citizen aged 18 years to 65 years old.
  2. Applicants should be employed for at least 6 months in current employment.
  3. Minimum monthly gross salary: RM1000.00.
  4. Office telephone number and HP / home telephone number is compulsory.
  5. One contactable referee.
  6. Applicant must be contactable.
  7. No records of blacklist, CCRIS or CTOS.

Self-Employed:

  1. Malaysian citizen aged 18 years to 65 years old.
  2. Self-employed applicants' current employment must be at least 1 year.
  3. Minimum monthly net pay: RM1000.00.
  4. Providing office telephone and HP / home telephone number is compulsory.
  5. One contactable referee.
  6. Applicant must be contactable.
  7. No records of blacklist, CCRIS or CTOS.

Valid Email Address and Mobile Number is compulsory. Terms and conditions apply

Documents Needed

Individual:

  1. One photocopy of I/C (front and back).
  2. Latest photocopy 3 months proof of income or EPF statement.
  3. Latest photocopy 3 months proof of salary account bank statement.
  4. Bank proof (Applicant's Personal Savings Account for Auto Debit purpose).

Self-Employed:

  1. Business Registration Form.
  2. Photocopy I/C of proprietor/partners/directors (front and back).
  3. Latest 3 months company bank statement.
  4. Bank proof (Applicant's Personal Savings Account for Auto Debit purpose).

No applicants with past records of blacklist, CCRIS or CTOS. Terms and conditions apply

  • Step 1

    Chat with our customer service team HERE and ask about AEON Credit Service.

  • Step 2

    Ready needed documents and provide them to our customer service team.

  • Step 3

    You will be notified via email and SMS upon approval.

  • Step 4

    Visit Urban Republic to sign agreement and collect device!

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Frequently Asked Questions

What is flexi-payment ?

It is a payment option that enable customer to apply and purchase the products and pay via flexible monthly instalments.

What products does the scheme finance?

The scheme finances consumer products ranging from Smartphone, Computers, Tablets, Smart Watch, Accessories and etc.

Do I need to provide any guarantor?

No.

Will my personal information be kept confidential?

Yes. AEON Credit strictly complies with the Personal Data Protection Act 2010 (PDPA) and ISO 27001:2005 Information Security Management System.

If I make an early settlement on my loan, will I enjoy an interest rebate?

Yes. For more information, please contact customer service centre at 03-2719-9999.

Any fee do I need to pay during collection of product?

There will be a fixed Agreement fee of RM47 + Stamping fee (0.5% from total finance amount, ex: RM10, RM15, RM20, RM25, RM30, RM35, RM40, RM45, RM50 & etc) impose to every customer for every approved case to be pay to outlet during signing and collection of product.

How do I make my monthly payments?

Payment can be made via monthly deduction by Autodebit (Maybank, BSN, CIMB Bank, Public Bank, RHB, Ambank Group, Ambank, Alliance Bank, Bank Muamalat, Standard Chartered).

Why should I buy my dream device from Urban Republic?

We are the largest Apple Premium Reseller in Malaysia and the products sold by Urban Republic are all genuine products, follow RRP set by Apple Malaysia.