AEON Credit Service

Flexi Payment Plan

Apply and Buy your dream device via Flexible Monthly Instalments

  • Flexible & Low Repayment Tenure

    Up to 36 monthly repayments from as low as RM48*

  • Low Interest Rate

    Special interest rate as low as 1% per month

  • Easy Payment

    No credit card & deposit needed.

Choose Your Favourite Devices.

Click on individual devices to see the price list.

Devices

Price & Duration

Samsung Galaxy S24 5G

8 + 256GB

RM 393 for 12 Months

RM 223 for 24 Months

RM 166 for 36 Months

Samsung Galaxy S24 5G

8GB + 512GB

RM 441 for 12 Months

RM 250 for 24 Months

RM 186 for 36 Months

Samsung Galaxy S24+ 5G

12 + 256GB

RM 470 for 12 Months

RM 266 for 24 Months

RM 198 for 36 Months

Samsung Galaxy S24+ 5G

12 + 512GB

RM 518 for 12 Months

RM 293 for 24 Months

RM 218 for 36 Months

Samsung Galaxy S24 Ultra 5G

12 + 256GB

RM 604 for 12 Months

RM 342 for 24 Months

RM 254 for 36 Months

Samsung Galaxy S24 Ultra 5G

12 + 512GB

RM 652 for 12 Months

RM 369 for 24 Months

RM 274 for 36 Months

Samsung Galaxy S24 Ultra 5G

12GB + 1TB

RM 748 for 12 Months

RM 423 for 24 Months

RM 315 for 36 Months

Huawei Mate 50 (Silver & Black)

8 + 256GB

RM 316 for 12 Months

RM 179 for 24 Months

HUAWEI Mate 50 Pro (Silver & Black)

8 + 256GB

RM 354 for 12 Months

RM 200 for 24 Months

RM 149 for 36 Months

HUAWEI Mate 50 Pro Kunlun Version

8 + 512GB

RM 412 for 12 Months

RM 233 for 24 Months

RM 173 for 36 Months

HONOR Magic 5

12GB + 256GB

RM 335 for 12 Months

RM 190 for 24 Months

HONOR Magic 5 Pro

12GB + 512GB

RM 412 for 12 Months

RM 233 for 24 Months

RM 173 for 36 Months

HONOR 200 5G

12GB + 256GB

RM 182 for 12 Months

RM 103 for 24 Months

HONOR 200 5G

12GB + 512GB

RM 211 for 12 Months

RM 120 for 24 Months

HONOR 200 Pro 5G

16GB + 512GB

RM 259 for 12 Months

RM 147 for 24 Months

Vivo V30e 5G

8GB + 256GB

RM 135 for 12 Months

RM 76 for 24 Months

Vivo V30 5G

12GB + 512GB

RM 192 for 12 Months

RM 109 for 24 Months

Vivo V30 Pro 5G

12GB + 512GB

RM 250 for 12 Months

RM 141 for 24 Months

Oppo Find N2 Flip

8GB + 256GB

RM 422 for 12 Months

RM 239 for 24 Months

RM 178 for 36 Months

Oppo Find N2 Flip

8GB + 256GB

RM 384 for 12 Months

RM 217 for 24 Months

Oppo Reno 11F 5G

8GB + 256GB

RM 125 for 12 Months

RM 71 for 24 Months

Oppo Reno 11 5G

12GB + 256GB

RM 173 for 12 Months

RM 98 for 24 Months

Oppo Reno 11 Pro 5G

12GB + 512GB

RM 240 for 12 Months

RM 136 for 24 Months

Oppo Reno A98

8GB + 256GB

RM 124 for 12 Months

RM 70 for 24 Months

Xiaomi 13

12GB + 256GB

RM 336 for 12 Months

RM 190 for 24 Months

Xiaomi 13 Pro

12GB + 256GB

RM 441 for 12 Months

RM 250 for 24 Months

RM 186 for 36 Months

Xiaomi 13T

12GB + 256GB

RM 250 for 12 Months

RM 141 for 24 Months
Model Capacity 12 mo. 24 mo. 36 mo.
iPhone 16 Pro Max 256GB RM500 RM280 RM206
iPhone 16 Pro Max 512GB RM595 RM332 RM245
iPhone 16 Pro Max 1TB RM689 RM385 RM284
iPhone 16 Pro 128GB RM406 RM227 RM167
iPhone 16 Pro 256GB RM453 RM253 RM187
iPhone 16 Pro 512GB RM548 RM306 RM225
iPhone 16 Pro 1TB RM642 RM359 RM264
iPhone 16 Plus 128GB RM378 RM211 -
iPhone 16 Plus 256GB RM425 RM237 RM175
iPhone 16 Plus 512GB RM519 RM290 RM214
iPhone 16 128GB RM331 RM185 -
iPhone 16 256GB RM378 RM211 -
iPhone 16 512GB RM472 RM264 RM194
iPhone 16e 128GB RM283 RM158 -
iPhone 16e 256GB RM331 RM185 -
iPhone 16e 512GB RM425 RM237 RM175
iPhone 15 128GB RM255 RM143 -
iPhone 15 256GB RM302 RM169 -
iPhone 15 512GB RM397 RM222 RM163
iPhone 14 128GB RM217 RM122 -
iPhone 14 256GB RM265 RM148 -
iPhone 13 128GB RM189 RM106 -
Model Size 12 mo. 24 mo. 36 mo.
Apple Watch Ultra 2, GPS + Cellular 49mm RM365 RM206 RM154
Apple Watch Ultra 2, GPS + Cellular, Milanese Loop 49mm RM412 RM233 RM174
Apple Watch Series 10, GPS | Aluminium Case 42mm RM173 RM98 RM73
Apple Watch Series 10, GPS | Aluminium Case 46mm RM187 RM106 RM79
Apple Watch Series 10, GPS + Cellular | Aluminium Case 42mm RM221 RM125 RM93
Apple Watch Series 10, GPS + Cellular | Aluminium Case 46mm RM235 RM133 RM99
Apple Watch Series 10, GPS + Cellular | Titanium Case, Sport Band 42mm RM317 RM179 RM133
Apple Watch Series 10, GPS + Cellular | Titanium Case, Sport Band 46mm RM341 RM193 RM143
Apple Watch Series 10, GPS + Cellular | Titanium Case, Milanese Loop 42mm RM341 RM193 RM143
Apple Watch Series 10, GPS + Cellular | Titanium Case, Milanese Loop 46mm RM365 RM206 RM154
Apple Watch SE, GPS | Aluminium Case 40mm RM96 RM55 -
Apple Watch SE, GPS | Aluminium Case 44mm RM111 RM63 -
Apple Watch SE, GPS + Cellular | Aluminium Case 40mm RM120 RM68 RM51
Apple Watch SE, GPS + Cellular | Aluminium Case 44mm RM135 RM76 RM57
Model 12 mo. 24 mo. 36 mo. 48 mo.
MacBook Air 13-inch (M4 chip with 10-core CPU and 8-core GPU, 16GB, 256GB SSD) RM432 RM244 RM182 RM150
MacBook Air 13-inch (M4 chip with 10-core CPU and 10-core GPU, 16GB, 512GB SSD) RM500 RM277 RM203 RM165
MacBook Air 13-inch (M4 chip with 10-core CPU and 10-core GPU, 24GB, 512GB SSD) RM579 RM321 RM235 RM192
MacBook Air 15-inch (M4 chip with 10-core CPU and 10-core GPU, 16GB, 256GB SSD) RM514 RM285 RM208 RM170
MacBook Air 15-inch (M4 chip with 10-core CPU and 10-core GPU, 16GB, 512GB SSD) RM593 RM329 RM240 RM196
MacBook Air 15-inch (M4 chip with 10-core CPU and 10-core GPU, 24GB, 512GB SSD) RM672 RM372 RM272 RM222
MacBook Pro 14-inch (M4 chip, 16GB, 512GB SSD) RM654 RM362 RM265 RM216
MacBook Pro 14-inch (M4 chip, 16GB, 1TB SSD) RM733 RM406 RM297 RM243
MacBook Pro 14-inch (M4 chip, 24GB, 1TB SSD) RM812 RM450 RM329 RM269
MacBook Pro 14-inch (M4 Pro chip, 24GB, 512GB SSD) RM794 RM440 RM322 RM263
MacBook Pro 14-inch (M4 Pro chip, 24GB, 1TB SSD) RM980 RM543 RM397 RM324
MacBook Pro 14-inch (M4 Max chip, 36GB, 1TB SSD) RM1,307 RM724 RM529 RM432
MacBook Pro 16-inch (M4 Pro chip, 24GB, 512GB SSD) RM1,027 RM569 RM416 RM340
MacBook Pro 16-inch (M4 Pro chip, 48GB, 512GB SSD) RM1,186 RM657 RM480 RM392
MacBook Pro 16-inch (M4 Max chip, 36GB, 1TB SSD) RM1,428 RM791 RM578 RM472
MacBook Pro 16-inch (M4 Max chip, 48GB, 1TB SSD) RM1,634 RM905 RM662 RM540
Mac mini (M4 chip, 16GB, 256GB SSD) RM240 RM136 RM101 -
Mac mini (M4 chip, 16GB, 512GB SSD) RM321 RM182 RM135 RM112
Mac mini (M4 chip, 24GB, 512GB SSD) RM403 RM228 RM170 RM140
Mac mini (M4 Pro chip, 24GB, 512GB SSD) RM560 RM310 RM227 RM185
iMac 24-inch, Standard Glass (M4 chip, Two ports, 16GB, 256GB SSD) RM542 RM300 RM220 RM179
iMac 24-inch, Standard Glass (M4 chip, Four ports, 16GB, 256GB SSD) RM626 RM347 RM254 RM207
iMac 24-inch, Standard Glass (M4 chip, Four ports, 16GB, 512GB SSD) RM705 RM391 RM286 RM233
iMac 24-inch, Standard Glass (M4 chip, Four ports, 24GB, 512GB SSD) RM784 RM434 RM318 RM259
iMac 24-inch, Nano-Texture Glass (M4 chip, Four ports, 16GB, 256GB SSD) RM705 RM391 RM286 RM233
Mac Studio (M4 Max chip, 36GB, 512GB SSD) RM840 RM465 RM340 RM278
Mac Studio (M3 Ultra chip, 96GB, 1TB SSD) RM1,680 RM930 RM680 RM555
Model Capacity 12 mo. 24 mo. 36 mo.
iPad 11-inch (A16, 2025), Wi-Fi 128GB RM154 RM87 RM65
iPad 11-inch (A16, 2025), Wi-Fi 256GB RM192 RM109 RM81
iPad 11-inch (A16, 2025), Wi-Fi 512GB RM278 RM158 RM117
iPad 11-inch (A16, 2025), Wi-Fi + Cellular 128GB RM221 RM125 RM93
iPad 11-inch (A16, 2025), Wi-Fi + Cellular 256GB RM259 RM147 RM109
iPad 11-inch (A16, 2025), Wi-Fi + Cellular 512GB RM345 RM195 RM145
iPad Air 11-inch (M3, 2025), Wi-Fi 128GB RM269 RM152 RM113
iPad Air 11-inch (M3, 2025), Wi-Fi 256GB RM307 RM174 RM129
iPad Air 11-inch (M3, 2025), Wi-Fi 512GB RM393 RM223 RM166
iPad Air 11-inch (M3, 2025), Wi-Fi 1TB RM480 RM271 RM202
iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular 128GB RM336 RM190 RM141
iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular 256GB RM374 RM212 RM158
iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular 512GB RM460 RM260 RM194
iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular 1TB RM532 RM295 RM216
iPad Air 13-inch (M3, 2025), Wi-Fi 128GB RM355 RM201 RM149
iPad Air 13-inch (M3, 2025), Wi-Fi 256GB RM393 RM223 RM166
iPad Air 13-inch (M3, 2025), Wi-Fi 512GB RM480 RM271 RM202
iPad Air 13-inch (M3, 2025), Wi-Fi 1TB RM551 RM305 RM223
iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular 128GB RM422 RM239 RM178
iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular 256GB RM460 RM260 RM194
iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular 512GB RM532 RM295 RM216
iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular 1TB RM616 RM341 RM250
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi 128GB RM211 RM120 RM89
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi 256GB RM250 RM141 RM105
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi 512GB RM336 RM190 RM141
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular 128GB RM278 RM158 RM117
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular 256GB RM317 RM179 RM133
iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular 512GB RM403 RM228 RM170
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 256GB RM460 RM260 RM194
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 512GB RM532 RM295 RM216
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 1TB RM700 RM388 RM284
iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass 2TB RM868 RM481 RM352
iPad Pro 11-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 1TB RM738 RM409 RM299
iPad Pro 11-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 2TB RM906 RM502 RM367
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 256GB RM532 RM295 RM216
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 512GB RM616 RM341 RM250
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 1TB RM784 RM434 RM318
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 2TB RM952 RM527 RM386
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 1TB RM822 RM455 RM333
iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 2TB RM990 RM548 RM401
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 256GB RM560 RM310 RM227
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 512GB RM644 RM357 RM261
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 1TB RM812 RM450 RM329
iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass 2TB RM980 RM543 RM397
iPad Pro 13-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 1TB RM850 RM471 RM344
iPad Pro 13-inch (M4, 2024), Wi-Fi, Nano-Texture Glass 2TB RM1,018 RM564 RM412
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 256GB RM644 RM357 RM261
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 512GB RM728 RM403 RM295
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 1TB RM896 RM496 RM363
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass 2TB RM1,064 RM589 RM431
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 1TB RM934 RM517 RM378
iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass 2TB RM1,102 RM610 RM446

Applicants' Requirements

Individual:

  1. Malaysian citizen aged 18 years to 65 years old.
  2. Applicants should be employed for at least 6 months in current employment.
  3. Minimum monthly gross salary: RM1000.00.
  4. Office telephone number and HP / home telephone number is compulsory.
  5. One contactable referee.
  6. Applicant must be contactable.
  7. No records of blacklist, CCRIS or CTOS.

Self-Employed:

  1. Malaysian citizen aged 18 years to 65 years old.
  2. Self-employed applicants' current employment must be at least 1 year.
  3. Minimum monthly net pay: RM1000.00.
  4. Providing office telephone and HP / home telephone number is compulsory.
  5. One contactable referee.
  6. Applicant must be contactable.
  7. No records of blacklist, CCRIS or CTOS.

Valid Email Address and Mobile Number is compulsory. Terms and conditions apply

Documents Needed

Individual:

  1. One photocopy of I/C (front and back).
  2. Latest photocopy 3 months proof of income or EPF statement.
  3. Latest photocopy 3 months proof of salary account bank statement.
  4. Bank proof (Applicant's Personal Savings Account for Auto Debit purpose).

Self-Employed:

  1. Business Registration Form.
  2. Photocopy I/C of proprietor/partners/directors (front and back).
  3. Latest 3 months company bank statement.
  4. Bank proof (Applicant's Personal Savings Account for Auto Debit purpose).

No applicants with past records of blacklist, CCRIS or CTOS. Terms and conditions apply

  • Step 1

    Chat with our customer service team HERE and ask about AEON Credit Service.

  • Step 2

    Ready needed documents and provide them to our customer service team.

  • Step 3

    You will be notified via email and SMS upon approval.

  • Step 4

    Visit Urban Republic to sign agreement and collect device!

Frequently Asked Questions

What is flexi-payment ?

It is a payment option that enable customer to apply and purchase the products and pay via flexible monthly instalments.

What products does the scheme finance?

The scheme finances consumer products ranging from Smartphone, Computers, Tablets, Smart Watch, Accessories and etc.

Do I need to provide any guarantor?

No.

Will my personal information be kept confidential?

Yes. AEON Credit strictly complies with the Personal Data Protection Act 2010 (PDPA) and ISO 27001:2005 Information Security Management System.

If I make an early settlement on my loan, will I enjoy an interest rebate?

Yes. For more information, please contact customer service centre at 03-2719-9999.

Any fee do I need to pay during collection of product?

There will be a fixed Agreement fee of RM47 + Stamping fee (0.5% from total finance amount, ex: RM10, RM15, RM20, RM25, RM30, RM35, RM40, RM45, RM50 & etc) impose to every customer for every approved case to be pay to outlet during signing and collection of product.

How do I make my monthly payments?

Payment can be made via monthly deduction by Autodebit (Maybank, BSN, CIMB Bank, Public Bank, RHB, Ambank Group, Ambank, Alliance Bank, Bank Muamalat, Standard Chartered).

Why should I buy my dream device from Urban Republic?

We are the largest Apple Premium Reseller in Malaysia and the products sold by Urban Republic are all genuine products, follow RRP set by Apple Malaysia.