Flexi Payment Plan ⊹ ࣪ ˖

Apply and Buy your dream device via Flexible Monthly Instalments

  • Flexible & Low Repayment Tenure

    Up to 36 monthly repayments*

  • Low Interest Rate

    Special interest rate as low as 1% per month.

  • Easy Payment

    No credit card & deposit needed.

Choose Your Favourite Devices

Click on individual devices to see the price list.

Model Capacity 12M 24M 36M
iPhone 17 256GB RM378 RM211 -
iPhone 17 512GB RM472 RM264 RM194
iPhone 17 Pro 256GB RM519 RM290 RM214
iPhone 17 Pro 512GB RM614 RM343 RM253
iPhone 17 Pro 1TB RM708 RM395 RM291
iPhone 17 Pro Max 256GB RM566 RM316 RM233
iPhone 17 Pro Max 512GB RM661 RM369 RM272
iPhone 17 Pro Max 1TB RM755 RM422 RM311
iPhone 17 Pro Max 2TB RM944 RM527 RM388
iPhone 17e 256GB RM283 RM158 -
iPhone 17e 512GB RM378 RM211 -
iPhone Air 256GB RM378 RM211 -
iPhone Air 512GB RM472 RM264 RM194
iPhone Air 1TB RM566 RM316 RM233
iPhone 16 Plus 128GB RM340 RM190 -
iPhone 16 Plus 256GB RM387 RM216 RM159
iPhone 16 128GB RM293 RM164 -
iPhone 16e 128GB RM283 RM158 -
iPhone 16e 256GB RM331 RM185 -
iPhone 16e 512GB RM425 RM237 RM175
iPhone 15 128GB RM246 RM137 -
iPhone 15 256GB RM293 RM164 -
iPhone 14 128GB RM199 RM111 -
iPhone 14 256GB RM246 RM137 -
iPhone 13 128GB RM180 RM101 -
Model Capacity 12M 24M 36M
iPad 11-inch (A16-2025) + Wi-Fi 128GB RM154 RM87 RM65
iPad 11-inch (A16-2025) + Wi-Fi 256GB RM192 RM109 RM81
iPad 11-inch (A16-2025) + Wi-Fi 512GB RM278 RM158 RM117
iPad 11-inch (A16-2025) + Wi-Fi + Cellular 128GB RM221 RM125 RM93
iPad 11-inch (A16-2025) + Wi-Fi + Cellular 256GB RM259 RM147 RM109
iPad 11-inch (A16-2025) + Wi-Fi + Cellular 512GB RM345 RM195 RM145
iPad Air 11-inch (M4-2026) + Wi-Fi 128GB RM269 RM152 RM113
iPad Air 11-inch (M4-2026) + Wi-Fi 256GB RM307 RM174 RM129
iPad Air 11-inch (M4-2026) + Wi-Fi 512GB RM393 RM223 RM166
iPad Air 11-inch (M4-2026) + Wi-Fi 1TB RM480 RM271 RM202
iPad Air 11-inch (M4-2026) + Wi-Fi + Cellular 128GB RM336 RM190 RM141
iPad Air 11-inch (M4-2026) + Wi-Fi + Cellular 256GB RM374 RM212 RM158
iPad Air 11-inch (M4-2026) + Wi-Fi + Cellular 512GB RM460 RM260 RM194
iPad Air 11-inch (M4-2026) + Wi-Fi + Cellular 1TB RM532 RM295 RM216
iPad Air 13-inch (M4-2026) + Wi-Fi 128GB RM355 RM201 RM149
iPad Air 13-inch (M4-2026) + Wi-Fi 256GB RM393 RM223 RM166
iPad Air 13-inch (M4-2026) + Wi-Fi 512GB RM480 RM271 RM202
iPad Air 13-inch (M4-2026) + Wi-Fi 1TB RM551 RM305 RM223
iPad Air 13-inch (M4-2026) + Wi-Fi + Cellular 128GB RM422 RM239 RM178
iPad Air 13-inch (M4-2026) + Wi-Fi + Cellular 256GB RM460 RM260 RM194
iPad Air 13-inch (M4-2026) + Wi-Fi + Cellular 512GB RM532 RM295 RM216
iPad Air 13-inch (M4-2026) + Wi-Fi + Cellular 1TB RM616 RM341 RM250
iPad mini (7th gen-A17 Pro-2024) + Wi-Fi 128GB RM211 RM120 RM89
iPad mini (7th gen-A17 Pro-2024) + Wi-Fi 256GB RM250 RM141 RM105
iPad mini (7th gen-A17 Pro-2024) + Wi-Fi 512GB RM336 RM190 RM141
iPad mini (7th gen-A17 Pro-2024) + Wi-Fi + Cellular 128GB RM278 RM158 RM117
iPad mini (7th gen-A17 Pro-2024) + Wi-Fi + Cellular 256GB RM317 RM179 RM133
iPad mini (7th gen-A17 Pro-2024) + Wi-Fi + Cellular 512GB RM403 RM228 RM170
iPad Pro 11-inch (M5-2025) + Wi-Fi + Standard Glass 256GB RM432 RM244 RM182
iPad Pro 11-inch (M5-2025) + Wi-Fi + Standard Glass 512GB RM504 RM279 RM204
iPad Pro 11-inch (M5-2025) + Wi-Fi + Standard Glass 1TB RM672 RM372 RM272
iPad Pro 11-inch (M5-2025) + Wi-Fi + Standard Glass 2TB RM840 RM465 RM340
iPad Pro 11-inch (M5-2025) + Wi-Fi + Nano-Texture Glass 1TB RM710 RM393 RM288
iPad Pro 11-inch (M5-2025) + Wi-Fi + Nano-Texture Glass 2TB RM878 RM486 RM356
iPad Pro 11-inch (M5-2025) + Wi-Fi + Cellular + Standard Glass 256GB RM504 RM279 RM204
iPad Pro 11-inch (M5-2025) + Wi-Fi + Cellular + Standard Glass 512GB RM588 RM326 RM238
iPad Pro 11-inch (M5-2025) + Wi-Fi + Cellular + Standard Glass 1TB RM756 RM419 RM306
iPad Pro 11-inch (M5-2025) + Wi-Fi + Cellular + Standard Glass 2TB RM924 RM512 RM374
iPad Pro 11-inch (M5-2025) + Wi-Fi + Cellular + Nano-Texture Glass 1TB RM794 RM440 RM322
iPad Pro 11-inch (M5-2025) + Wi-Fi + Cellular + Nano-Texture Glass 2TB RM962 RM533 RM390
iPad Pro 13-inch (M5-2025) + Wi-Fi + Standard Glass 256GB RM542 RM300 RM220
iPad Pro 13-inch (M5-2025) + Wi-Fi + Standard Glass 512GB RM626 RM347 RM254
iPad Pro 13-inch (M5-2025) + Wi-Fi + Standard Glass 1TB RM794 RM440 RM322
iPad Pro 13-inch (M5-2025) + Wi-Fi + Standard Glass 2TB RM962 RM533 RM390
iPad Pro 13-inch (M5-2025) + Wi-Fi + Nano-Texture Glass 1TB RM831 RM460 RM337
iPad Pro 13-inch (M5-2025) + Wi-Fi + Nano-Texture Glass 2TB RM999 RM553 RM405
iPad Pro 13-inch (M5-2025) + Wi-Fi + Cellular + Standard Glass 256GB RM626 RM347 RM254
iPad Pro 13-inch (M5-2025) + Wi-Fi + Cellular + Standard Glass 512GB RM710 RM393 RM288
iPad Pro 13-inch (M5-2025) + Wi-Fi + Cellular + Standard Glass 1TB RM878 RM486 RM356
iPad Pro 13-inch (M5-2025) + Wi-Fi + Cellular + Standard Glass 2TB RM1046 RM579 RM424
iPad Pro 13-inch (M5-2025) + Wi-Fi + Cellular + Nano-Texture Glass 1TB RM915 RM507 RM371
iPad Pro 13-inch (M5-2025) + Wi-Fi + Cellular + Nano-Texture Glass 2TB RM1083 RM600 RM439
Model 12M 24M 36M
MacBook Neo 13-inch (A18 Pro chip with 6-core CPU and 5-core GPU + 8GB + 256GB SSD) RM240 RM136 RM101
MacBook Neo 13-inch (A18 Pro chip with 6-core CPU and 5-core GPU + 8GB + 512GB SSD Touch ID) RM277 RM157 RM117
MacBook Air 13-inch (M5 chip with 10-core CPU and 8-core GPU + 16GB + 512GB SSD) RM451 RM255 RM190
MacBook Air 13-inch (M5 chip with 10-core CPU and 10-core GPU + 16GB + 1TB SSD) RM518 RM287 RM210
MacBook Air 13-inch (M5 chip with 10-core CPU and 10-core GPU + 24GB + 1TB SSD) RM598 RM331 RM242
MacBook Air 15-inch (M5 chip with 10-core CPU and 10-core GPU + 16GB + 512GB SSD) RM514 RM285 RM208
MacBook Air 15-inch (M5 chip with 10-core CPU and 10-core GPU + 16GB + 1TB SSD) RM593 RM329 RM240
MacBook Air 15-inch (M5 chip with 10-core CPU and 10-core GPU + 24GB + 1TB SSD) RM672 RM372 RM272
MacBook Air 13-inch (M4 chip with 10-core CPU and 8-core GPU + 16GB + 256GB SSD) RM432 RM244 RM182
MacBook Air 13-inch (M4 chip with 10-core CPU and 10-core GPU + 16GB + 512GB SSD) RM500 RM277 RM203
MacBook Air 13-inch (M4 chip with 10-core CPU and 10-core GPU + 24GB + 512GB SSD) RM579 RM321 RM235
MacBook Air 15-inch (M4 chip with 10-core CPU and 10-core GPU + 16GB + 256GB SSD) RM514 RM285 RM208
MacBook Air 15-inch (M4 chip with 10-core CPU and 10-core GPU + 16GB + 512GB SSD) RM593 RM329 RM240
MacBook Air 15-inch (M4 chip with 10-core CPU and 10-core GPU + 24GB + 512GB SSD) RM672 RM372 RM272
MacBook Pro 14-inch (M5 Pro chip with 15-core CPU and 16-core GPU 24GB + 1TB SSD) RM840 RM465 RM340
MacBook Pro 14-inch (M5 Pro chip with 15-core CPU and 16-core GPU 24GB + 2TB SSD) RM999 RM553 RM405
MacBook Pro 14-inch (M5 Pro chip with 18-core CPU and 20-core GPU 24GB + 2TB SSD) RM1074 RM595 RM435
MacBook Pro 14-inch (M5 Max chip with 18-core CPU and 32-core GPU 36GB + 2TB SSD) RM1400 RM775 RM567
MacBook Pro 14-inch (M5 chip with 10-core CPU and 10-core GPU 16GB + 1TB SSD) RM654 RM362 RM265
MacBook Pro 14-inch (M5 chip with 10-core CPU and 10-core GPU 24GB + 1TB SSD) RM733 RM406 RM297
MacBook Pro 14-inch (M5 chip with 10-core CPU and 10-core GPU 32GB + 1TB SSD) RM812 RM450 RM329
MacBook Pro 16-inch (M5 Pro chip with 18-core CPU and 20-core GPU 24GB + 1TB SSD) RM1027 RM569 RM416
MacBook Pro 16-inch (M5 Pro chip with 18-core CPU and 20-core GPU 48GB + 1TB SSD) RM1186 RM657 RM480
MacBook Pro 16-inch (M5 Max chip with 18-core CPU and 32-core GPU 36GB + 2TB SSD) RM1494 RM827 RM605
MacBook Pro 16-inch (M5 Max chip with 18-core CPU and 40-core GPU 48GB + 2TB SSD) RM1680 RM930 RM680
MacBook Pro 14-inch (M5 chip + 16GB + 512GB SSD) RM654 RM362 RM265
MacBook Pro 14-inch (M5 chip + 16GB + 1TB SSD) RM733 RM406 RM297
MacBook Pro 14-inch (M5 chip + 24GB + 1TB SSD) RM812 RM450 RM329
MacBook Pro 14-inch (M4 Pro chip + 24GB + 512GB SSD) RM794 RM440 RM322
MacBook Pro 14-inch (M4 Pro chip + 24GB + 1TB SSD) RM980 RM543 RM397
MacBook Pro 14-inch (M4 Max chip + 36GB + 1TB SSD) RM1307 RM724 RM529
MacBook Pro 16-inch (M4 Pro chip + 24GB + 512GB SSD) RM1027 RM569 RM416
MacBook Pro 16-inch (M4 Pro chip + 48GB + 512GB SSD) RM1186 RM657 RM480
MacBook Pro 16-inch (M4 Max chip + 36GB + 1TB SSD) RM1428 RM791 RM578
MacBook Pro 16-inch (M4 Max chip + 48GB + 1TB SSD) RM1634 RM905 RM662
Mac mini (M4 chip + 16GB + 256GB SSD) RM240 RM136 RM101
Mac mini (M4 chip + 16GB + 512GB SSD) RM321 RM182 RM135
Mac mini (M4 chip + 24GB + 512GB SSD) RM403 RM228 RM170
Mac mini (M4 Pro chip + 24GB + 512GB SSD) RM560 RM310 RM227
iMac 24-inch + Standard Glass (M4 chip + Two ports + 16GB + 256GB SSD) RM542 RM300 RM220
iMac 24-inch + Standard Glass (M4 chip + Four ports + 16GB + 256GB SSD) RM626 RM347 RM254
iMac 24-inch + Standard Glass (M4 chip + Four ports + 16GB + 512GB SSD) RM705 RM391 RM286
iMac 24-inch + Standard Glass (M4 chip + Four ports + 24GB + 512GB SSD) RM784 RM434 RM318
iMac 24-inch + Nano-Texture Glass (M4 chip + Four ports + 16GB + 256GB SSD) RM705 RM391 RM286
Mac Studio (M4 Max chip + 36GB + 512GB SSD) RM840 RM465 RM340
Mac Studio (M3 Ultra chip + 96GB + 1TB SSD) RM1680 RM930 RM680
Model Size 12M 24M 36M
Apple Watch SE 3 (GPS | Aluminium Case) 40mm RM101 RM57 -
Apple Watch SE 3 (GPS | Aluminium Case) 44mm RM115 RM65 RM49
Apple Watch SE 3 (GPS + Cellular | Aluminium Case) 40mm RM125 RM71 RM53
Apple Watch SE 3 (GPS + Cellular | Aluminium Case) 44mm RM139 RM79 RM59
Apple Watch Series 11 (GPS | Aluminium Case) 42mm RM173 RM98 RM73
Apple Watch Series 11 (GPS | Aluminium Case) 46mm RM187 RM106 RM79
Apple Watch Series 11 (GPS + Cellular | Aluminium Case) 42mm RM221 RM125 RM93
Apple Watch Series 11 (GPS + Cellular | Aluminium Case) 46mm RM235 RM133 RM99
Apple Watch Series 11 (GPS + Cellular | Titanium Case + Sport Band) 42mm RM317 RM179 RM133
Apple Watch Series 11 (GPS + Cellular | Titanium Case + Sport Band) 46mm RM341 RM193 RM143
Apple Watch Series 11 (GPS + Cellular | Titanium Case + Milanese Loop) 42mm RM341 RM193 RM143
Apple Watch Series 11 (GPS + Cellular | Titanium Case + Milanese Loop) 46mm RM365 RM206 RM154
Apple Watch Ultra 3 (GPS + Cellular | Titanium Case + Alpine Loop) 49mm RM355 RM201 RM149
Apple Watch Ultra 3 (GPS + Cellular | Titanium Case + Ocean Band) 49mm RM355 RM201 RM149
Apple Watch Ultra 3 (GPS + Cellular | Titanium Case + Trail Loop) 49mm RM355 RM201 RM149
Apple Watch Ultra 3 (GPS + Cellular | Titanium Case + Milanese Loop) 49mm RM403 RM228 RM170

User Registration Requirements

Have the following prepared before applying and follow the steps below.

Applicants' Requirements

Individual:

  1. Malaysian citizen aged 18 years to 65 years old.
  2. Applicants should be employed for at least 6 months in current employment.
  3. Minimum monthly gross salary: RM1000.00.
  4. Office telephone number and HP / home telephone number is compulsory.
  5. One contactable referee.
  6. Applicant must be contactable.
  7. No records of blacklist, CCRIS or CTOS.

Self-Employed:

  1. Malaysian citizen aged 18 years to 65 years old.
  2. Self-employed applicants' current employment must be at least 1 year.
  3. Minimum monthly net pay: RM1000.00.
  4. Providing office telephone and HP / home telephone number is compulsory.
  5. One contactable referee.
  6. Applicant must be contactable.
  7. No records of blacklist, CCRIS or CTOS.

Valid Email Address and Mobile Number is compulsory. Terms and conditions apply

Documents Needed

Individual:

  1. One photocopy of I/C (front and back).
  2. Latest photocopy 3 months proof of income or EPF statement.
  3. Latest photocopy 3 months proof of salary account bank statement.
  4. Bank proof (Applicant's Personal Savings Account for Auto Debit purpose).

Self-Employed:

  1. Business Registration Form.
  2. Photocopy I/C of proprietor/partners/directors (front and back).
  3. Latest 3 months company bank statement.
  4. Bank proof (Applicant's Personal Savings Account for Auto Debit purpose).

No applicants with past records of blacklist, CCRIS or CTOS. Terms and conditions apply

How To Shop With Aeon Credit?

  • Step 1:

    Chat with our customer service team HERE and ask about AEON Credit Service.

  • Step 2:

    Ready needed documents and provide them to our customer service team.

  • Step 3:

    You will be notified via email and SMS upon approval.

  • Step 4:

    Visit Urban Republic to sign agreement and collect device!

What is flexi-payment ?

It is a payment option that enable customer to apply and purchase the products and pay via flexible monthly instalments.

What products does the scheme finance?

The scheme finances consumer products ranging from Smartphone, Computers, Tablets, Smart Watch, Accessories and etc.

Where can I find out more information on interest rates and fees etc?

For iPhone >

New AEON Customer: 1.25%
AEON Express / AEON Credit Cardholder: 1.10%


For Apple Watch, iPad and Mac >

RM5,000 & Below:

New AEON Customer: 1.25%
AEON Express / AEON Credit Cardholder: 1.25%

RM5,001 & Above:

New AEON Customer: 1.10%
AEON Express / AEON Credit Cardholder: 1.00%

Do I need to provide any guarantor?

No.

Will my personal information be kept confidential?

Yes. AEON Credit strictly complies with the Personal Data Protection Act 2010 (PDPA) and ISO 27001:2005 Information Security Management System.

If I make an early settlement on my loan, will I enjoy an interest rebate?

Yes. For more information, please contact customer service centre at 03-2719-9999.

Any fee do I need to pay during collection of product?

A fixed processing fee of RM50 (inclusive of 8% SST) and a stamping fee (0.5% of the total financing amount, e.g., RM10, RM15, RM20, RM25, RM30, RM35, RM40, RM45, RM50, etc.) will be imposed on every customer for each approved case. These fees are to be paid at the outlet during the signing and collection of the product.

How do I make my monthly payments?

Payment can be made via monthly deduction by Autodebit (Maybank, BSN, CIMB Bank, Public Bank, RHB, Ambank Group, Ambank, Alliance Bank, Bank Muamalat, Standard Chartered).

Why should I buy my dream device from Urban Republic?

We are the largest Apple Premium Reseller in Malaysia and the products sold by Urban Republic are all genuine products, follow RRP set by Apple Malaysia.