Shop Smarter With Paylater
Pay in 4 zero-fee instalments. It's that easy.


How it works
Download the ‘Paylater Malaysia’ app
Register in-app and complete the e-KYC process
Shopping Limit instantly approved
Visit any of our Switch outlets to purchase your new device(s)
Frequently Asked Questions And Terms & Conditions
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You must be above 18 years old, Malaysian, and currently being employed full time.
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There will be no interest.
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Your Shopping Limit is the available shopping amount you can spend with Paylater partnered Merchants. Your instalments will be deductible monthly from the date of purchase.
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You may request for higher shopping limit in-app. Please do have your latest bank statement (in PDF), utility bill and payslip or income statement ready.
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Yes, you can! Both debit and credit cards are accepted for ‘Buy Now Pay Later’ payment option.
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Your billing cycle will be monthly.
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You may choose either auto debit on your card, or FPX manual transfer to Paylater Malaysia via an in-app option in the ‘Paylater Malaysia’ app.
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You may opt-in for a refund only if you do so within the same day. No refunds will be entertained 1 (ONE) working day from your purchase using ‘Buy Now, Pay Later’ option.
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Yes, you may opt-in for a maximum of 12 months extension, there is a fixed processing fee, kindly click here for more info.
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Yes, you may. As long as you are still within your allocated ‘shopping limit’, you may have as many purchases.
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Yes, there will be late payment charges, you may click here for more information.